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Are Your Clients’ Choices Creating Financial Instability or Financial Stability?

financial counselor analysis

Your clients’ quality of life is quite dependent on their level of financial instability or financial stability. Put another way, the spending and saving choices your clients make create a life of financial insecurity or a financial security. Are you helping your clients understand the basic money principle of choice, and how they have a choice to either build financial instability or financial stability?

Helping your clients with this complex problem can often seem quite daunting. One way to break down such a complex financial topic is to define both financial instability and financial stability in an easy to understand diagram. We’ll do that for you below. A second way to help your clients move towards financial security is to help them understand they always have a choice – a choice to create financial stability and to leave financial instability behind.

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Making Sense of the Money Disconnect and How it Affects Your Clients

Purchasing anywhere anytime has never been easier

Do you discuss the “Money Disconnect” with your clients? Are you offering your clients proactive approaches to deal with the Money Disconnect in order to achieve financial wellbeing? As you learn while being certified in Financial Social Work, the Money Disconnect – a detriment to financial security which will only continue to grow as digital technology advances – plays a large role in the financial issues many of your clients experience.

What is the Money Disconnect? Simply put, the Money Disconnect results from having less actual contact with money — seeing, touching and interacting with it less. It is also due to the increase in money avoidance which is easily accomplished because it is no longer a physical part of everyday life. Our latest blog post offers more insight into the money disconnect, how it affects your clients and how you can help your clients become more connected with their money and financial wellbeing.

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Empower Your Clients to Succeed in a Support Group Setting with These Seven Suggestions

Support group meeting with diverse people

Successful group work provides a safe place for members to explore areas of their lives and emotions which they may previously have ignored or avoided. The group is a place to learn and to share coping strategies, to build community, to connect with self, to try out new behaviors and to explore personal change. When members risk exposing their frailties to the group, they create a useful and important opportunity for themselves and for other group members to learn and to grow.

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Three Goal Setting Mistakes and How to Help Your Clients Avoid Them

Mother and daughter talking with counselor during family counseling session

Goal setting mistakes can discourage your clients and harm their attempts to take back control of their money and their lives. As we discussed in previous blogs and as our Center for Financial Social Work materials (Financial Social Work Certification and Financial Support Groups) address clearly, setting goals and taking action on those goals are crucial to achieving financial wellbeing. So, how can you help your clients avoid goal setting mistakes?

First, you must address some of the common mistakes that people make when they set goals. By helping your clients learn how to recognize these mistakes, they will then be able to plan ahead to avoid them. Then, you can share a proven goal setting strategy with your clients to help them see successful results with their financial goals and any other goals they wish to achieve. We address both parts of this equation in today’s blog post.

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10 Qualities of an Effective Financial Education Support Group Leader

Effective Financial Education Support Group Leader

Leading a Financial Education Support Group can be a very fulfilling venture. Working in a group environment also requires a different set of leadership skills than working one-on-one with clients. In today’s post, we share ten leadership qualities you must have or develop if you wish to become an effective Financial Education Support Group leader.

Whether you are a graduate of our Financial Social Work Certification or new to the Center for Financial Social Work, you can find all the materials you will need to help support clients in a group setting in our Financial Education Support Group Kit. You will also find the following ten leadership skills along with facilitating behaviors for group leaders, common errors of leaders, group guidelines and much more to help your group take back control of their money and their lives in our Facilitator Training Manual.

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Employ a Reflective Listening Strategy to Empower Financial Change in Your Clients

financial counselor meeting with African American couple

Financial change, or any change for that matter, is never easy for your clients. And no matter if your clients are in a stage of contemplating change or in a stage of denial as it pertains to the need for financial change, you must understand how to gain their trust and empower them to take the necessary actions to achieve long-term financial change.

You will learn in our Financial Social Work Certification that it is important to employ reflective listening with your clients in order to build rapport and trust and to motivate them to change. In today’s blog post, we’ll discuss the confusion associated with active listening and reflective listening. We’ll also share the basics of how to implement a reflective listening strategy to motivate change in your clients.

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Hope Helps Set the Stage for Long-Term Financial Behavioral Change

diverse group working together

When it comes to helping your clients achieve long-term financial behavioral change, it is important that you understand the vital role hope plays in that change. In fact, one of the first things you learn during your Financial Social Work certification is that hope and change are the underpinnings of Financial Social Work. Hope opens the door to change while hopelessness closes the door.

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Help Your Clients Become Savers and You will Empower Them to Create a Secure Financial Future

financial matters

A secure financial future is rooted in savings. When you help your clients understand that financial truth, you are one step closer to helping them find their way to financial wellbeing. Just that understanding, however, is not enough for your clients to take control of their money and their lives. Understanding must be followed with action, and in today’s blog post, we’ll review some action steps which will help your clients become savers and create a secure financial future.

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