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Founder of Center for Financial Social Work Chosen as Keynote Speaker for Alabama Financial Education and Professional Development Summit

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The Center for Financial Social Work is excited to announce that Reeta Wolfson, CMSW will be the keynote speaker at the 2016 Alabama Financial Education and Professional Development Summit. This free program, hosted by Financial Education Outreach in partnership with the Regions Institute for Financial Education, will be held on Friday, March 4, 2016 at the University of Alabama at Birmingham. Individuals interested in attending can register here.

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How Community and Family Advocates Can Empower Financial Change by Focusing on Hope

community advocate group

Family and community advocates, help those you advocate for achieve financial empowerment and take back control of their money and lives by starting with one, crucial first step. What is this first step that is vital for long-term financial behavioral change? If you are going to successfully empower others to change their financial situation, you must allow them to see that there is always ‘hope’ for this change.

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Improve Your Financial Future with the Five Step Success Process

Financial Social Work for Individuals

Are you ready to change your financial behavioral patterns and in turn, change your financial future for the better? The Financial Social Work Five Step Success Process empowers individuals like yourself to develop long-term, sustainable financial behavioral changes that create a better life for you, your family, and your loved ones.

There is no reason to let your financial situation make you feel hopeless and helpless any longer. Take control of your money and your life with the help of the Five Step Success Process introduced in the Financial Social Work Course – a self-guided course designed to help individuals put themselves on the path to financial freedom.

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Help Your Clients Achieve Successful New Year’s Resolution Results in 2016

new year 2016 resolutions

Help your clients achieve successful New Year’s resolutions to realize financial wellbeing in 2016 with the following tips. As we look forward to 2016, we look back at 2015 and some of the helpful advice offered in the Financial Social Work blog. While you can not guarantee successful New Year’s resolution results for your clients, you can offer some of the following advice to increase the odds of them changing financial behaviors which are keeping them from taking control of their money and their lives.

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Learn the #1 Financial Success Secret for Improving Your Clients’ Financial Situation

couple calculating their expenses

Want to offer your clients a financial success tip for 2016 and beyond which will empower them to create sustainable financial behavior change? What if we told you that you could share, not just a tip, but the #1 success secret for improving your financial situation with your clients? Would it sound too good to be true?

Well it’s not. First and foremost, this is not a quick fix solution like the other life-changing gimmicks you or your clients will read or hear about in the upcoming month as the new year and the pressure for making life-changing resolutions mounts. This financial wellbeing tip is not a passing fad, but instead, a real solution which requires commitment and effort to see a successful outcome.

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How Financial Boundaries Help Your Clients Create Sustainable, Long-Term Financial Behavioral Change

Great Wall of China

Healthy boundaries play an important role in every area of our lives. From financial boundaries to relationship boundaries, we must take necessary steps to set clear boundaries in order to take care of our own mental, physical and emotional health. Without healthy boundaries, we will find ourselves drained, exhausted and overwhelmed.

With the onset of the holidays upon us, the information in today’s blog post on setting boundaries – more specifically financial boundaries – is important for you for you to share with your clients. Unfortunately, stress and depression are often a byproducts of the holiday season. Part of the reason behind holiday stress is the lack of financial boundaries and giving in to the demands of holiday spending which can lead to a credit card debt hangover.

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Free eBook and Video: How to Create a Debt-Free Holiday with Six Simple Steps

Originally recorded on Thursday, November 5, 2015

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Holiday spending often leads to holiday debt which can quickly derail your clients’ efforts to achieve financial wellbeing. The good news is that you can help your clients create a debt-free holiday during this year’s holiday spending season and for years to come.

In today’s Financial Social Work blog post, we’ll share six simple steps that you can pass along to your clients to help them proactively create a holiday which features less spending and more celebrating.

These six steps work together to provide the information, motivation and support needed to create sustainable financial behavioral change. Utilizing them will allow your clients to create a debt-free holiday this year, and enable them to take control of their money and gain control of their life forever. You can find the following steps in more detail, along with all the provided, necessary forms, in our free eBook 6 Simple Steps to a Debt-Free Holiday.

We also recently held a webinar titled Gifting Clients With Holiday Financial Wellbeing which demonstrated ways to gift clients with holiday spending behaviors that contribute to financial wellbeing rather than financial problems. You can find a replay of that webinar along with our other webinars on the Financial Social Work YouTube channel.

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Research, Evaluation, and Results of Financial Social Work

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An Evaluation of its Effectiveness in Changing Financial Behaviors and Improving Self-Sufficiency

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Financial Social Work Research Report

United Way, of Erie Pennsylvania (highest poverty rate of any major PA city) conducted an extensive three-year research pilot project of the Financial Social Work (FSW) model for its efficacy among four social service providers serving low-income families and offering financial literacy training. United Way employed KeyStone Research Corporation (KSRC) to conduct the evaluation of the Financial Social Work model for effectiveness using a pre-post evaluation design.

Briefly, significant positive changes were observed in efficacy for both participants and case managers, an increase in knowledge and number of positive money habits, a reduction of debt, an improvement in career resilience and self-sufficiency overall. In addition, the majority of participants give Financial Social Work a very good assessment with 83% giving it a “good” or “excellent” rating and 88% would recommend Financial Social Work to others who want to achieve financial self-sufficiency.

KSRC’s overarching conclusion with respect to the FSW Program is that it has the “potential for accomplishing its stated goal of creating sustainable, long-term financial behavioral change that supports self-sufficiency and financial stability in individuals and families via education, motivation, and support.” In addition, “organizations are likely to benefit by training staff members in this psycho-social orientation to financial literacy.”

Detailed results of the evidence-based research for Financial Social Work are now available.

Dealing with Debt: Help Your Clients Overcome the Emotional Impact of Debt

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Do you have a plan in place to help your clients overcome the emotional impact of debt in their day to day lives? Often, your clients do not understand – because they may not physically see – how credit card debt and other forms of high-interest debt have an emotional affect on their lives. Whether in a group setting or one-on-one, you will need a plan to open their eyes to this emotional impact and to help them take proactive steps to address the financial behaviors which continue the cycle of debt.

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