Center for Financial Social Work

Center for Financial Social Work
Newsletter: January, 2010

Financial Social Work is dedicated to helping men and women create SUSTAINABLE, LONG TERM FINANCIAL BEHAVIORAL CHANGE

"Get involved, to feel   the sense of hope and accomplishment that come from working to improve your life."

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Dear Readers,

We are now offering very low cost On-line Financial Therapy Support Groups in order to provide the Financial Social Work model of education, motivation and support directly to clients around the country and around the world.

If you, or someone you know, feel sad, isolated, ashamed, afraid, depressed or angered by your financial situation, or hopeless or helpless as a result of financial problems, Financial Therapy Support Groups can help because they are:
  • Open ended (you can join and/or quit at any time)
  • Designed to provide direction, clarity and balance to the days, the lives and the financial journey of every member.
Provide a safe place to:
  • Talk about money; to share the journey to emotional well-being & financial stability.
  • Reduce the isolation, shame and guilt that jeopardize financial security.
  • Replace old financial thoughts, feelings and attitudes with new ones capable of improving financial circumstances.
Each session:
  • Is interactive, experiential and designed to motivate, educate and encourage financial and personal growth.
You can learn all the details about the groups and join one at On-line Financial Therapy Support Groups. You can also receive a free brochure by clicking here.

Be sure to enter our contest (column at far left) for many very easy ways to receive a FREE membership.

Finally, be sure to register for our FREE Webinar on CREDIT CARD REFORM, on Wednesday, March 10th to learn the good, the bad and the ugly about how Credit Card Reform will impact your life.
Until next time, I wish each of you more money-wise days filled with the emotional stability which results from improved financial circumstances. Reeta
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NAGFLATION
According to BuzzWhack.com, Nagflation is, “the incessant gloom-and-doom predictions from economic analysts who feel compelled to issue updates even if nothing has changed.”
Let me tell you how I deal with nagflation – First - I limit the amount of news I read or watch on the current state of the economy. Everyone knows we are in a mess, so rather than focus on the mess we are in – let’s focus on getting out of this mess.

Second, I tune-out advertisements.  Advertisers now craft their ads to show just how much they “care” about people/ consumers. Their solution is to tell  me how to be smart about my finances by choosing their product instead of their competitors’.  Um… how do you simultaneously save while spending?

Until we make the choice to take control of our own PERSONAL financial lives, until we make the choice not to get into debt this year, until we make the choice to live within our means, until we make the choice to change our behavior -  our financial health can at best stay the same, and more likely, get worse.

We need to stop listening to advertisers telling us to save big by spending our money by April of 2010, or we'll never improve our financial lives.  Saving 40% on a TV, isn’t saving your family a ton of money, if you're just content with what you have...

To end on a humorous note, a few years back Saturday Night Live aired a timeless skit filled with brilliant financial advice - the simplicity of the message is Don’t Buy StuffNote: this is a link directly to the clip I want to show – you may need to allow pop-ups to view. Anything else on this site is not my intended message & I apologize if anyone who chooses to view other than what’s intended takes any offense for the humor… ‐ it is Saturday Night Live, after all : ) http://www.hulu.com/watch/1389/saturday-night-live-dont-buy-stuff Enjoy!
Mark Cowell, completed his MSW at UNC- Chapel Hill. He now works as a corporate social worker in North Carolina. He has been married for 7 years and has two wonderful boys.
Mark is a Certified Financial Social Worker.
“TAKING CHARGE: of your money, your life and your future...”
If you are experiencing financial problems, challenges and stress, the Financial Social Work “TAKING CHARGE: of your money, your life and your future...” program is for YOU!
This program will teach, motivate and support you in creating sustainable, long-term financial behavioral change. Everything you need to take control of your money and gain control of your life is provided in a colorful bound workbook filled with activities and exercises that will help you to learn how to become more personally and financially successful no matter what your current circumstances may be.

As you explore your thoughts, feelings and attitudes about money, you will also learn the basics of reducing debt and building savings (assets) and how to begin healing from the many challenges associated with financial problems.

Through this process you will gain greater insight and understanding for how you got where you are and then identify where you want to be in the future.  This process will allow you to develop a success plan for creating a more emotionally and financially stable future for yourself (and for your family.)
A unique self-study program for anyone experiencing financial problems, challenges and stress.  To request a brochure This e-mail address is being protected from spambots. You need JavaScript enabled to view it
 

Call Us Toll-Free: 1.800.707.1002
Twelve Sunny Ridge Dr., Asheville, NC 28804
   
Center for Financial Social Work


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