One thread that runs through the many conversations I have with men and women around the country who are struggling with financial problems and challenges is the hopelessness they feel as a result of being unable to meet their financial responsibilities.
Financial problems come in all sizes and shapes; no matter why or when they occur they are accompanied by a wide range of emotional problems which combined with the lack of financial resources, ultimately causes feelings of helplessness and hopelessness.
These feelings and reactions too often cause those experiencing them to spend all of their time trying not to think about them, rather than actively working to improve their financial circumstances. This is because helplessness and hopelessness close the door to change.
Lets make sure that every time we have the opportunity to speak with a friend, relative, colleague or neighbor trying to make sense of bankruptcy, foreclosure, job loss, credit card or medical debt, divorce, or any of the other financial demons confronting Americans today, that we take the time to remind them that there is always hope.
Doing so will at least crack open the door to change and allow some light to shine in the dark spaces which too often keep people stuck.
“Hope is faith holding out its hand in the dark.” George Illes

At times like these, it is sometimes hard to find any hope to solution. It’s a problem I’ve faced for many years. I know there is hope, but some days it’s just not there.
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