Other Menu

Learning Center Blog

How to Achieve Financial Goals with a 5-Step Approach from Financial Social Work

You are the key to success

Did you know that successfully achieving financial goals takes an entirely different skill set than setting those goals? It is true that your clients must figure out exactly what financial goals they wish to achieve. Once they have that understanding, those clients need a roadmap to achieve those goals.

It will be up to you to motivate and support your clients with behavioral change. We’ve shared how you can empower your clients with S.M.A.R.T. goals. Now, we are going to share the Financial Social Work 5-step approach to goal achievement process so you can help your clients take the steps needed to see success reaching their financial goals.

Continue Reading →

Three Strategies for Engaging Your Clients in Financial Behavioral Change

Couple excited about cutting up credit card in financial meeting

Engaging your clients in financial behavioral change is absolutely essential to helping them take control of their money and their lives. Just as poor eating habits lead to obesity and long-term health issues, poor money habits lead to debt and a lifetime of financial problems.

Since financial behavior determines financial circumstances, it is not something to be ignored or avoided. But unfortunately, you clients most likely lack an understanding of not only how poor financial behavior affects their lives, but also how to turn their financial lives around in a positive direction.

It is up to you to offer your clients the knowledge and action steps they will need to rid themselves of these bad money habits and replace them with financial behavior change that leads to financial well-being. In this blog post, we offer you three strategies to do just that – to engage your clients in financial behavioral change.

Continue Reading →

Four Tips to Help Your Clients Create Joy and Happiness in Their Lives

designer working at home

The key to create joy in our lives is to not wait to experience it, but instead to proactively seek more joy in our lives. Your clients may believe that experiencing joy is totally out of their control. But just as they can make the choice to spend less, save more, eliminate debt and take control over their financial lives, they can also choose to create joy and happiness in their lives.

If you surveyed your clients on whether or not experiencing joy was high on their list of wants, odds are that the majority would say that it was close to if not on the top of that list. What you need to explain to them is that they don’t need to be reactive and wait for joy, instead, they can create joy and happiness. Just as important, you must offer them some practical ways to do just that.

Continue Reading →

Beyond the Budget: An Alternative Tool to Help Your Clients Achieve Financial Wellbeing


When your clients hear the word budget, they are likely to go into defense mode. That’s why here at the Center for Financial Social Work, we decided to provide a different tool to help others take control of their money and their lives. That tool is the Personal Spending and Savings Plan (PSSP), and it is a tool that fits squarely in the 5-step model for financial security.

Those of you who will take our Financial Social Work Certification will dive deep into the Personal Spending and Savings Plan. Here, we will introduce you to PSSP and share why your clients will likely find this tool a much better option than the budget. But first, let’s start with an important concept you must understand about your clients.

Continue Reading →

Help Your Clients Visualize Financial Security with this 5-Step Financial Model

Pleasant businesswoman listening to co-worker at workplace break class=

Are you offering a path to financial security for your clients? As you know, uncontrollable debt often leads to feelings of hopelessness and hinders an individual’s ability to see that there is hope for long-term financial behavioral change and financial wellbeing. When you introduce your client to the 5-step model of financial security, you are giving them a structure that offers hope and a path to follow to achieve the goal of financial security.

Continue Reading →

Restoring Healthy Balance by Creating a Space to Disconnect Each Day

Woman Drinking Tea

In our always-connected lives, it can be hard for our clients to find a quiet space to reflect on their goals to take control of their money and their lives. Our smartphones are never more than a few feet from our bodies. Our constant stream of emails offer a non-stop distraction from focusing on family and the present moment.

And always staying connected to technology and the distractions that come with it, keeps us disconnected from ourselves and from those who count on us for loving support. This state of constant-connectedness is quite unhealthy physically and mentally. It throws our lives out of balance.

And as we know and often share with our clients, healthy lives require balance. Inviting balance into our lives requires living in the present, honoring the past and planning for the future. Living a more balanced life may sound and be challenging, but this type of thinking and planning is foundational to sustainable, long-term financial behavioral change.

Continue Reading →

Center for Financial Social Work Hosts Pre-Summit Session at 2015 Black Family Summit


We’re excited to announce that Reeta Wolfsohn, CMSW will be doing a one-day Financial Social Work Institute session at the 3rd annual Black Family Summit in Jackson, Mississippi. The Financial Social Work Institute will be the focus of the pre-summit session held on April 13 from 9:00 a.m. – 3 p.m. at the Jackson State University e-Center. The 2015 Black Family Summit runs from April 13 – 15 (more details below).

Those attending the Institute pre-summit session can expect an interactive, introspective day of learning. In addition to an in-depth look at the Financial Social Work behavioral model, participants will explore and learn from their individual money stories, advance their understanding of financial profiling, gain insight into the gender of money and much more.

Each participant will leave with new skills, tools and materials to help themselves and their clients create a better financial future. Also, the 2015 Black Family Summit will provide CEUs – approved in the field of Social Work – courtesy of Jackson State University for participants in the Financial Social Work Institute pre-summit session.

Continue Reading →