Before taking the Financial Social Work certification I hadn’t realized how much I spent impulsively to help myself deal with work related stress; I certainly hadn’t understood how that spending contributed to increasing the debt I had incurred from medical expenses. Once I discovered how I was jeopardizing my financial future I began following the [...]
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How Connected Are You to YOUR Money?
How long did you have to spend to answer the above question? If you placed yourself at the end of the continuum which includes “very connected” to “moderately connected” I would really love to hear how and why you feel so connected. If your answer reflected a position located toward the other end of the [...]
Learning from Sleepless Nights
There’s no shortage of reasons people have problems sleeping at night as demonstrated by the burgeoning industry addressing insomnia. Sleep medications can help but they can also hurt – a lot! More importantly medications prevent you from connecting to what it is that is keeping you up. Obviously, avoiding the worries that contribute to sleeplessness [...]
GUEST BLOG: My Retirement Story
On July 31, 2011,I retired from my federal government civilian job. At that time I had some idea of the amount of money I would need on a monthly basis to maintain a comfortable lifestyle. However, I did not have a written plan. The U.S. Federal retirement civilian employees system in effect when I retired [...]
BASICS OF INVESTING: FREE Webinar Today
April is financial literacy month and we at the Center for Financial Social Work have done everything we can to celebrate this occasion. Today we have a webinar on the “Basics of Investing” one of our most requested topics. Dr. Martie Gillen from the University of Florida is our guest speaker. She has prepared an [...]
FICO Score Lessons: Personal; Professional; Financial-Part I
In this multi-part series I address the FICO Score from a variety of perspectives in order to help our readers and followers to: understand what it is; what it does and why it matters in so many ways and for so many reasons. Rather than focus on the details of a FICO Score (which have [...]
GUEST BLOG: Mothers, Daughters and Money
Recently my 20 something daughter started asking about financial matters in couple relationships.”How,” she asked,” do you and Dad split expenses?” ” “Well,” said I,” you know he is in small business and the economy has not been kind to small business people. So, I basically am the breadwinner. We split expenses based on how [...]
GUEST BLOG: There is Nothing New About Poverty
There is nothing new about poverty. What is new is that we now have the techniques and the resources to get rid of poverty. The real question is whether we have the will. Dr. Martin Luther King Jr. Throughout the years a wide range of social policies and programs have emerged to remove obstacles and [...]
EQUAL PAY DAY
Did you know that today is EQUAL PAY DAY? Wear RED on Equal Pay Day to symbolize how far women and minorities are “in the red” with their pay! Have you ever heard of EQUAL PAY DAY before? Most people haven’t but it is day everyone should know about because pay inequity is a major cause of [...]
Does Money Matter?
Yes, money does matter. It matters in different ways to each person. I don’t believe money matters as it pertains to accumulating great wealth, but I do believe it matters because our financial circumstances determine the quality of our lives. Agree or disagree, deny or ignore this truth, but the reality is that how we live [...]
