• Certification in Financial Social Work provides a valuable career credential, 20 CEs from NASW, as well as original, interactive and introspective tools and activities to engage, educate, motivate and support clients with financial behavioral change. This highly experiential certification process enables students/graduates to benefit personally as well as professionally.

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Financial Social Work Certification Graduates

The Financial Social Work Certification

Help others achieve long-term financial behavioral change and financial security with the help of a Financial Social Work Certification. There are staggering numbers of individuals who suffer from hopelessness and helplessness as a result of uncontrollable debt and their relationship with their finances. With the knowledge and skills you gain from the Financial Social Work course, you can bring hope, help and change to those struggling financially.

Reeta Wolfson, CMSW, founder of the Center for Financial Social Work and the Financial Social Work discipline, devoted over fifteen years of her professional life creating this certification which features a unique behavioral approach to financial change and financial empowerment. Her passion and excitement for the subject, and even more so for the individuals whose lives are changed, is evident to students of this self-study course. If you want to help people create financial security for themselves and their families, then Reeta’s Financial Social Work Certification is the place to start.

When you graduate from this course, you will have all the tools needed to impart financial knowledge to your clients. You will understand how to provide practical, sustainable skills for controlling and managing finances. But most importantly, you will have the education and training to create real behavioral change in your clients. The financial knowledge and skills you pass along will enhance self-esteem, self-confidence and self-awareness. To put it as simple as possible, with the help of the Financial Social Work Certification, you will truly change lives.

NASW CE Approval Seal

Approved NASW CE Program!

The Center for Financial Social Work is proud to announce that the National Association of Social Workers (NASW) has approved the Financial Social Work Certification for 20 continuing education contact hours to be awarded to all CFSW students who complete the certification program and pass the FSW certification final exam to become graduates.

Course Objectives

  • Describe the Financial Social Work Change Model and the Five Step Success Process
  • Utilize the “Money Works” skills for improving financial circumstances while expanding personal awareness.
  • Demonstrate understanding of debt, credit reports, FICO scores, debt to income ratio, credit counseling, bankruptcy, and other financial concepts.
  • Demonstrate understanding of helping clients get out of debt
  • Outline the process, components, and importance of the Individual Saving and Spending Plan. Demonstrate understanding of the ISSP’s relation to setting and achieving financial goals and priorities and ultimately to financial security.
  • Identify the role of spending patterns, triggers, and habits, and how to help clients change these.
  • Demonstrate an understanding of basic investment terms and choices and of investment portfolios, insurance, estate planning, financial planning, risk tolerance, and the net worth statement.
  • Outline effective ways to integrate Financial Social Work principles and practices into your organization, mission, programs, and/or client work.
  • Possess a better understanding of one’s own money situation, issues, and attitudes in order to better assist clients.


  • Lesson 1: Making the Journey to Financial Well-Being
    • Introduces the Financial Social Work Change Model, 5 Step Success Process, and “Money Works” skills for improving financial circumstances while expanding personal awareness.
  • Lesson 2: Credit and Debt Basics
    • Provides an in-depth overview of debt and explains good and bad debt, credit reports, FICO scores, debt to income ratio, credit counseling, bankruptcy and more.
  • Lesson 3: Individual Saving and Spending Plan (ISSP)
    • Explores spending patterns, triggers and habits, explains why the ISSP is the foundation for financial security and how to use the ISSP to set and to achieve financial priorities and goals.
  • Lesson 4: Saving and Investing Basics
    • Basic investment terms and choices are covered and an overview of an investment portfolio, insurance, estate planning, financial planning, risk tolerance and the net worth statement are included.
  • Lesson 5: Integrating Financial Social Work into Client and Organization Work
    • An overview of how to integrate FSW into your organization, mission, programs and/or client work.
  • Certification Exam
    • The purpose of the exam is to gauge your understanding of what Financial Social Work is and how it is meant to be practiced. Additionally, its goal is to make certain you have acquired the basic financial knowledge to help clients to become more money-wise and to make more knowledge based financial choices.

Ideal For

We certify social workers, case managers, EAP counselors, therapists, family and community advocates, and individuals in financial social work.

  • Social Workers

    Help individuals make tangible, sustainable, financial behavior changes. As a social worker, you understand the difference between offering and empowering. Completing the Financial Social Work certification course enables you to do much more than just offer financial assistance. Instead, you will have the expertise to empower others to take control of their financial lives.

    Case Managers

    Case workers in community action agencies, city social service departments, non-profit organizations, and other departments of social services will find that the Financial Social Work certification enables them to address a diverse array of financial problems and issues in a proactive manner.

  • Community Advocates

    Child, family and community advocates who complete this course will have the understanding and know-how to help others change their behavior and relationship with money. You will also have the skills and knowledge to teach and empower individuals to create a life of financial stability for both themselves and their families.


    Empower yourself with the tools and knowledge to take control of your financial life. Reeta Wolfsohn’s Financial Social Work course is perfect for individuals who are ready to change their financial behavioral patterns and financial futures. No matter what type of situation you find yourself in now or your level of financial knowledge, this self-guided course will put you on the path to financial freedom.

Financial Social Work Infographic

This infographic provides a simple, easily understandable overview of the essence of Financial Social Work: what it is; what it does; how it works; why it matters; how much more comprehensive and engaging it is than traditional financial literacy.

Financial Social Work Infographic

What our graduates are saying…

A selection of publicly verified testimonials published to our facebook page.

  • Sherry Diaz
    Rhode Island, United States

    August 8, 2013 – The Financial Social Work Certification Program has taught me many valuable lessons which I will now be able to share with my case managers and clients. This will assist them in becoming more financially stable and closer to their own goals. Thank you for creating such a outstanding program that many will benefit from.

    Ronald Harvey
    Tennessee, United States

    July 30, 2013 – The Financial Social Work course is a tremendous tool for my clients and the case workers that I come in contact with. Both are able to use the principles and empower others. The course taught me to change how I facilitate my classes and individual sessions with clients and challenged me to improve my financial outlook.

    Lawrence Sodeinde
    Illinois, United States

    July 30, 2013 – The financial social work certification allowed me to develop a clear understanding of financial principles and relate them to my own everyday life and help my clients organize their financial matters. The training was very engaging and personalized. I am surely spreading the word to clients and colleagues.

  • Patricia Lawson
    United States

    June 18, 2013 – I work for a non-profit organization targeting the needs of low-income familiesand feel that Financial Social Work will be an invaluable tool for both staff and families. People’s relationship with money impacts their lives on so many levels irregardless of income background. I love that it is grounded in hope, targets everyone, challenges and inspires individuals to take charge, and most of all educates. I think that we need to bring this knowledge to younger adults perhaps in high schools. Too many children arrive in adulthood with no financial knowledge or life skills.

    Sara Matlack
    Kentucky, United States

    June 17, 2013 – The financial social work course was very informative and eye opening. I never thought about how important it was to have the tools to give financial advise to clients. Through this course I learned a lot about my own spending habits and recommend every social worker to take it.

    Annalisa Abell
    Kentucky, United States

    June 17, 2013 – I have enjoyed financial social work. It has given me the opportunity to learn more about the resources available to me and I am now more knowledgeable about money management.

Over 2,000 professionals trust Center for Financial Social Work.
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With a Certification in Financial Social Work, you will gain the insight and knowledge to assist individuals, employees, and families deal with financial stress.

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Client Workbook

Everything you need to educate, motivate and support clients in taking responsibility for their personal & financial futures. Inspire your clients with the “Taking Charge” Workbook!

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